AEPS

Everyday banking, at your counter.

Help customers access Aadhaar-enabled cash withdrawal, balance enquiry and mini statements at your outlet.

Banking & Money Transfer

What this service supports

Offer assisted banking to customers using supported Aadhaar-linked accounts. Select the required facility, confirm the transaction details and complete authentication through the approved biometric device. Hand over cash only after a successful withdrawal confirmation.

  • Cash Withdrawal
  • Balance Enquiry
  • Mini Statement
  • Cash Deposit where supported

Aadhaar Pay is a distinct merchant-payment use case. Ask about its current availability in the Services catalogue.

What the customer should prepare

Customer consent, required Aadhaar/account identification, bank selection and a supported biometric device. Follow the provider's approved process; never store biometric data yourself.

Requirements depend on the selected provider or official process. Confirm the current requirements before collecting documents.

How the service works

A service overview; follow the selected provider’s approved process for the actual transaction or application.

  1. Identify the banking facility the customer needs and check that the bank supports it.
  2. The customer completes the authentication required by the approved provider process.
  3. Confirm the transaction outcome before handing over withdrawal cash; check an existing reference before retrying.

Before proceeding

Cash availability, supported banks, authentication and transaction limits affect fulfilment. A successful customer withdrawal and the retailer's wallet-to-bank settlement are different events. For a pending transaction, check status before retrying.